Professional Disability Insurance Claims: The Necessity for a Proactive Approach

Beginning in the 1970’s, insurance companies began aggressively marketing specifically tailored disability insurance policies to executives, physicians, dentists, and other highly educated and successful professionals. With attractive offers of low monthly premium payments and high benefit payouts, many professionals purchased these disability insurance policies for a lifetime of protection. Due to a financial and philosophical shift in the insurance industry during the 1990’s, these professional disability insurance policies became poor investments for insurance companies, and carriers who entered into agreements are now looking for any opportunity to deny claims and terminate coverage. Read More …